These plans help bridge a gap in coverage. This is ideal if you are waiting for the open enrollment period, waiting for other coverage to begin, you’re between jobs, you retired early, or graduated college, among other circumstances. Short-term plans cover injury and/or illness but do have pre-existing clauses.

• Coverage can be available as soon as the day after the application is submitted.
• You are able to pick your deductible and coinsurance amounts from several plan options.
• Individuals may be able to pick the length of their plan and are able to drop coverage without a penalty.
• These plans are usually PPO and you have access to an extensive network of healthcare professionals, hospitals, and other facilities.

Short-term insurance plans can provide fast, flexible, temporary health insurance coverage that fits your needs.