Group Insurance
For employers, we offer assistance with:
Group Health, Group Dental, Group Disability, Group Life, and Group Vision
More than ever, employers need an advocate to help them navigate the ACA. Constant updates to policies and procedures make professional guidance essential.
This affects insurance coverage, healthcare providers service, cost, and ultimately, YOU! Most employers do not have an in-house specialist to keep up with all of the changes.
With HealthPlan Freedom, you don’t have to wade through this confusion on your own. We are industry experts and it is our responsibility to educate you, the client, on how to protect your business and ensure that you are compliant with the guidelines pertaining to the ACA.
Our 97% client retention rate is proof that the services we provide are superior.
Group Health
Coverage underwritten on members of a natural group, such as employees of a business or employer group. Employees are entitled to benefits for hospital room and board, surgeon and physician fees, and miscellaneous medical expenses.
Group Dental
Group dental plans are a great benefit to offer your employees. Dental health can be a large part of overall health, and providing a dental plan with health insurance is a perfect combination.
Group Disability
These plans typically provide a benefit of up to 60% of an employee’s pre-disability income if they are suddenly unable to work due to a major illness or accident. It can help to cover your employees’ personal expenses as well as provide business overhead protection.
Group Life
The plan will cover an employee for a flat amount equal to one, two, or three times the employee’s annual salary. The employee may purchase additional coverage if desired at his/her own expense.
Group Vision
Group vision insurance plans help to reduce out-of-pocket costs for eye care. These plans cover routine eye exams, and most cover prescription glasses and contacts as well as treatments for medical issues.