Critical Illness is a lump-sum cash benefit for individuals surviving a critical illness to help cover the cost of unexpected expenses related to an extended recovery period.

• The illness must first occur after the insured person's coverage has become effective and while the coverage is in force under the policy.
• Critical illness Insurance is cash benefits paid dirrectly to you to cover expenses that result from a serious illness.
• Cash benefits can be used for copays or coinsurance, rent mortage, car payments, child care, and everyday living expenses.

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