Our mission is to help people make informed decisions about insurance products. By educating and providing options with over 60 insurance companies, we can ensure that we are helping protect your family’s health and wealth.
The Heart of HealthPlan Freedom can be summed up in 3 words: Service, Expertise, and Trust. Our staff of highly trained licensed insurance agents offers expertise in Individual & Family Healthcare Plans, Medicare Advantage, Medicare Supplements, Life Insurance, and supplementary products. Our agents are required to complete routine training programs to maintain an elevated level of expertise to ensure the highest level of quality and professionalism. We have a dedicated team of customer service representatives who are here to assist you with any needs or questions you may have about your existing coverage. Your experience with us as your one-stop shop for all of your insurance needs hinges on the top-notch service you deserve. All clients are created equal, and everybody is treated as a valued client. You can trust us to do what is right for you, the client. We are an independent agency, meaning we represent a multitude of insurance companies. This allows us to shop for you based on your individual specific needs and wants. Our success depends on the trust our clients have in us to provide the highest levels of expertise and service.
Choosing the right insurance plan for you and your family can be complicated and overwhelming. With today's complex insurance arena, we are here to help make sense of it all. As plans change yearly, it is important to know what your needs and options are. Let us help navigate the maze of insurance to safeguard your health and wealth. We take an approach that will ease your mind and take the confusion out of the process. We take you through a consultative approach to find out exactly what your needs are by providing a thorough needs assessment. Through our core values and the key components of service, expertise, and trust, we help our clients protect their health and wealth.
HealthPlan Freedom is powered by Messer Financial Group
Tracy Zimmerman
Licensed agent since 2008 National Producer Number: 10446022 Licenses/Certifications: Accident & Health, Life, Medicare, Long Term Care, & FFM (Marketplace) Licensed in: NC, AL, AR, AZ, CO, DE, FL, GA, IL, IN, KS, KY, LA, MD, MS, MT, NH, NJ, NM, OH, OK, PA, SC, TN, TX, VA & WV
I have been providing insurance to people since 2013. I believe that putting clients first and maintaining a high level of professionalism on their behalf is what makes an agent. This diligence allows a clients to be comfortable referring family and friends. I also bring a high level of expertise and work diligently to find a plan that meets all concerns.
My specialty is Health Insurance with the Marketplace and Medicare but there are many other options and I offer them all.
I have been married for 28 years and have 2 beautiful daughters. Kathleen is now a professional photographer in New Hampshire and Laura is a flight attendant for American Airlines. I enjoy traveling and all sports.
Robert Livingston III
Licensed agent since 2009 National Producer Number: 17024462 Licenses/Certifications: Health, Life & FFM (Marketplace) Licensed in: NC, AZ, CA, DE, FL, GA, IL, IN, LA, MO, MS, OH, OK, SC, TN & VA
States: Georgia, North Carolina. South Carolina, Tennessee, Texas, & Virginia I have been a life insurance agent since 2009 and, since that time, have worked diligently to help protect families in North and South Carolina as well as other southeastern states. I live in North Carolina with my wife and two children, and I look forward to assisting you with your family protection needs.
Anna Lopez
Licensed agent since 2019 National Producer Number: 19262089 Licenses/Certifications: Health, Life, Medicare & FFM (Marketplace) Licensed in: NC, AL, AZ, DE, FL, GA, IL, IN, KY, LA, MI, MS, OH, OK, SC, TN, TX & VA
I joined Health Plan Freedom in August of 2021, prior to joining I had the privilege of working as an independent agent helping clients apply & enroll in health coverage through the Marketplace. I also helped clients enroll in Medicare Advantage plans and clients who just needed dental & vision plans. My goal is to always make finding and understanding health insurance easy and stress-free. I believe everyone has a right to health insurance, and I will be happy to assist you, your family, and your friends reach the health insurance goals which will best meet their needs and budget.
My husband and I love and enjoy spending time with our two adult children, daughter-in-law, three grandchildren, our large extended family, and church family, as our faith is very important to us, we believe all this helps keep us young as possible, as we together do all the things that families and friends enjoy that make life worth living. I look forward to helping you I am only a phone call, text, or email away.
Steven Srebnick
Licensed agent since 2011 National Producer Number: 9127296
Licenses/Certifications: Health, Life, & FFM (Marketplace)
Licensed in: NC, AZ, DE, FL, GA, IL, IN, LA, MS, OH, OK, SC, TN, TX & VA
I have been with Health Plan Freedom since 2022, as I am new to the Charlotte area. I am originally from Worcester, MA. I enjoy helping individuals and families enroll in the ACA Marketplace. I currently live in Harrisburg, NC, with my family and my 4 dogs. I am a huge sports enthusiast and enjoy going to the gym.
Anna Martinez
Licensed agent since 2012 National Producer Number: 17043638 Licenses/Certifications: Health & Life, FFM (Marketplace) Licensed States: NC, AL, AZ, DE, FL, GA, IL, LA, MI, OH, OK, SC, TN, TX, & VA
I am a health insurance agent based in Charlotte, NC, and am licensed in many states. I specialize in Medicare and ACA (Marketplace) options. I have been proudly serving clients since 2012 and I truly have a passion for helping others. I have worked with top-level insurance carriers and have earned Top Sales Agent of the Year. My focus is to help you find a plan that best suits your personal healthcare needs and your budget. Being experienced in this field, I can make finding insurance easier and stress-free.
To me, faith and family are very important. I enjoy my time off work with my family which includes my husband and two boys that are my blessing. My diversion is shopping and going out with my family. On Sundays, I attend my local church, Church of God The Missionary.
Donna Marie Jackson
Licensed agent since 2014 National Producer Number: 17312333 Licenses/Certifications: Health & Life, FFM (Marketplace) Licensed States: NC, AL, AZ, DE, FL, IL, IN, LA, ME, MI, MS, OH, SC, TN, TX, & VA
I am a licensed health and life insurance agent that loves helping people. Since 2014 I have been assisting individuals and families to enroll in affordable quality health plans that benefit their needs.
To be a great agent, I follow a set of integrity core values which are: being honest, helpful, knowledgeable, patient, and accountable. As an agent with integrity, I am happy to make sure my clients have assurance with quality healthcare.
I have several hobbies I like to do in my downtime, like cooking, baking, watching movies, mountain hikes, writing, and listening to music. I love spending time with my partner, three children, and my three grandchildren. I also have lots of family and friends whom I treasure precious moments with.
I look forward to assisting you.
Elizabeth Martinez
Licensed agent since 2014 National Producer Number: 17005717 Licenses/Certifications: Accident & Health, Medicare, & Long Term Care Licensed States: NC, AZ, FL, OH, OK, TX, & VA
I am a Bilingual health insurance agent based in Charlotte, NC.
I specialize in Medicare options. I have been proudly assisting beneficiaries since 2014, and my purpose is to help others. I have worked with top-level insurance carriers and have provided educational training on their products. My goal is to educate and make the process of finding a plan that best suits your healthcare needs and budget. Being a Medicare expert, I can make finding your health insurance a seamless and stress-free process.
To me, faith, family, and fitness are very important. I enjoy my time off work with my family and enjoy spending time outdoors with my 4 family dogs. Some of my hobbies consist of working out, cooking, and traveling. I’m passionate about self-development and leaving a positive impact on everyone I encounter.
I look forward to getting the opportunity of working together to find your insurance plan.
Karen Montano
Licensed agent since 2015
National Producer Number: 17523659
Licenses/Certifications: Accident & Health, Life, Property, Casualty, & FFM (Marketplace) Licensed in: NC, AZ, DE, FL, IL, IN, LA, MS, OH, OK, SC, TX & VA
I have enjoyed my seven years working in different aspects of insurance, and my #1 priority will always be my clients. First and foremost, getting to know my clients lets me know their needs. At the moment, I have taken a step back to learn all I can from an administrative side, fulfilling requests from the Healthcare Marketplace and making sure every client is covered from day 1.
Outside of work, I have four beautiful girls. I enjoy the outdoors, criminal and supernatural tv series, horror movies, and dancing.
Christopher Byrd
Licensed agent since 2017 National Producer Number: 8872834 Licenses/Certifications: Accident, Health, Life, Medicare Supplement, Long Term Care & FFM (Marketplace) Licensed States: NC, AL, DE, GA, IN, MS, OH, PA, SC, TX, & VA
I have 20 years of experience in sales and service in business and consumer sales. I joined Health Plan Freedom in 2023.
I bring a mindset of care and patience in understanding customer needs and helping them get in place the best Insurance coverage and plan.
In my free time, I enjoy jazz music, sports, and fitness. I also enjoy working on projects that are focused on Personal and Professional development.
Donna Johnson
Licensed agent since 2018 National Producer Number: 18829942 Licenses/Certifications: Health, Life, & FFM (Marketplace) Licensed States: NC, AZ, CA, CO, DE, FL, GA, IL, IN, LA, MA, MO, MS, NJ, OH, OK, PA, SC, TN, TX, VA, WA, & WI
My name is Donna, I’m a mother of 2 daughters and 3 grandchildren who are my world. I have been working in the Insurance field for over 5 years in the North Carolina and South Carolina Communities, offering health, life, Accidental and supplemental insurance. I believe that affordable Health Insurance is something that everyone should have. I have helped countless clients find plans that fit their lifestyles and give them peace of mind. My Specialty is providing affordable health plans and life insurance that fits every budget.
Alex Miller
National Producer Number 8874132 Licenses / Certification: Health, Medicare, Supplement, FFM (Marketplace) Licensed States
I joined Health Plan Freedom in August of 2024, prior to joining I worked as a Licensed NC State Bail Bondsman for over 16 years, Catastrophe Adjuster / Public Claims Adjuster Licensed in many states, and owned several small businesses. I became a well-versed individual with strong integrity, and enjoy helping people, I look forward to being a Great help to everyone I assist in the healthcare market. I believe that affordable Health Insurance is something that everyone should have, and I’m gladly here to help. I reside in Charlotte NC, Proud Father of four Wonderful daughters, three Grandchildren, and My Amazing Spouse.
Justin Covington
Hello! I’m Justin, and I’m excited to be your trusted partner in navigating the world of insurance. As a dedicated insurance agent with HP Freedom, I’m committed to helping you find the coverage that best suits your needs and goals.
With a strong background in customer relations, I bring a unique perspective to the table. My approach is centered around people, understanding their individual circumstances, and offering tailored solutions to protect what matters most to them.
I believe in building lasting relationships based on trust and transparency. Whether you’re looking for guidance on selecting the right policy or need assistance with a claim, I’m here to provide clear, actionable advice and support every step of the way.
When I’m not working, I enjoy working out, playing guitar, reading, spending time with friends and family, and finding quiet time to myself. All of those things help me stay balanced and energized. I’m eager to connect with you and explore how I can assist in securing your financial future.
Let’s start the journey toward your peace of mind today!
Jodi Razzano
Licensed agent since 2022 National Producer Number: 19734514 Licensed States: NC, SC, ME
I am a health insurance agent located in Charlotte, NC
Helping others is what I do best! It is my pleasure to serve seniors and the under 65 market on selecting the healthcare plan that best meets there needs. The importance of educating the individuals I am working with is crucial. Helping them to understand the details of their plan and how to not only use, but maximize the benefits included. I try to create a bond of trust and a high level of confidence with each client.
In my free time, I love to work in my flower garden, around my house, and play with my dog Penske. I have a very creative spirit and love to go thrifting. Searching for treasure is just FUN! How may I help you with your healthcare plan needs?
Destiny Dunbar
Hello! I joined Health Plan Freedom as an Administrative Specialist in May of 2024 in Charlotte, NC. My main focus is assisting agents and maintaining a smooth process, ensuring they find the best healthcare plan that meets the needs of our clients. I take pride in creating a positive impact.
I enjoy many different hobbies outside of work including, yoga, hiking, and traveling. We look forward to working with you!
Marissa Turner
I started working as an Administrative Operations Support Lead for Health Plan Freedom in February 2024. My role is to assist the agents by gathering data, and documents following up with emails, and deadlines, and helping find the best healthcare plan that meets the needs of our clients (you). I believe everyone has a right to health insurance, I am passionate about helping others, and seeing them smile brings me joy.
I am a mother to one son, but I consider myself a mother to many. My faith keeps me going, I enjoy listening to music and spending time with close friends and family during my free time.
Maria Nunez
Licensed agent since 2018 National Producer Number: 18906529 Licenses/Certifications: Health, Life, Medicare & FFM (Marketplace) Licensed in: NC, SC, FL, AL, TN & MI
I joined Health Plan Freedom in July 2024, prior to joining I worked as an independent Broker and Field agent for Humana. I specialized in Medicare with over 6+ years of experience in this field. I enjoy working with Seniors and providing the best customer service. As an agent it is my goal that you obtained the best plan according to your need and see me as a helping hand to accomplish your health and insurance goals. I’m a very dedicated agent who loves to serve and assist others. My goal is to help you understand your health insurance benefits and build a long lasting relationship as your Insurance agent.
I love spending time with my teenage daughter and family. Also like trying new foods and drinks. My hobby is Home décoration and Baking sweets.
I look forward to assisting you.
Alleah Michel
Licensed agent since 2020 National Producer Number: 19496074 Licenses/Certifications: Health and Accident Licensed in: NC, SC, TN, and MS
I joined Health Plan Freedom in August 2024, prior to joining I worked as an independent Broker and Field agent for Messer Financial Group. I specialize in ACA Health Care with 4+ years of experience in this field. I find it fulfilling to work with individuals and provide the best care and customer service in obtaining the best plan for you. Here at Health Plan Freedom, Our Agents pride themselves in ensuring your insurance needs are met and in building a long-lasting relationship as your Insurance agent! Outside of work, I enjoy spending time with my children, adventuring the world, and cooking delicious dishes! A few of my personal hobbies include Artsy painting of any kind, and discovering new music or bands!